Financial Services for financial growth that just makes sense.

Plan for tomorrow today!

Testimonials

Health, Dental & a lot More in Between

 Terra is amazing and knows her stuff.  Terra has helped us many times over the years with a variety of different products.  We have our life insurance and investments with her and she is the first person I call when I am thinking about a new product.  We even refer patients to her from the dental office I work at, and she is able to help them get the extended health coverage they need.  I look forward to our visits and always come away from them feeling like I have a better handle on our finances because of someone I truly trust with our future. 

Tami - Administrator & Mom of 2 teens

Explanations

 "I appreciate how you explain the options for my financial future in terms a 

newbee like me can understand, and that I don't feel pressured to make decisions on the options presented."    

Kathy - Retired Officer

Self Directed Pension

"I contacted Terra to review my finances and to convert a Corporate Pension Plan to Personal. Terra was diligent in working with my prior employer to complete that for me. I highly recommend Terra"

Della - Accountant 

Feelings

 "I love the way you make us feel like wealthy clients, even when we feel we may not be!"
                    David

For the long haul

 "Terra has helped me set up an RRSP, RESP and a life insurance policy. I had no idea where to start but I knew I was ready to invest. Terra was a personal acquaintance prior to meeting with her on a professional level. Terra walked me through all my options and thoroughly explained the types of investments I was interested in.Terra truly had my family's best interests at heart. We met on numerous occasions and she was always willing to work around my schedule as well as coming to my home.Terra was organized and she has excellent communication both written and verbal. I found Terra to be intelligent, capable, thoughtful and encouraging. She steered me in the right direction with my finances and help me feel hopeful for the future of my investments. I will continue to confide and work with Terra with any new endeavors."             Tara - Mother of 2  

Interests & Honesty

 "We have been working with Terra for the last 9 years and she is honest, upfront and we feel always in our best interest, and picks up the phone when we call!"                 Eileen and Jim - Retired Couple

About

Terra Bouvier

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After starting my financial Career October of 2005, always holding my Insurance License but have also previously held a Mutual Fund license and an Exempt Market license.  I have a passion for helping others to reach a balance in their financial life.  


My family has been in the Okanagan for the past 19 years, prior to that, born and raised in the Lower mainland of BC, My husband and I are raising 3 wonderful boys together. We are involved and active in our beautiful community.

or Talk to Me Directly In Real Time

Licensing - Affiliations - MGA Partners

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Financial Cents

Planning Your Journey

Mental math can be hard lets create a road map for your financial health

14 years of experience helping clients prepare for the unknown while meeting their financial goals. 

Ask me about:

  • Financial planning
  • Investment advice
  • Retirement/Pension planning
  • Education funding
  • Debt Reduction
  • Estate Planning

As an independent financial services advisor, I can access many different products so you can get the right products and services for you. When your need is not in my wheelhouse I have a directory of like minded Professionals thru referrals to assist you.

Comprehensive Approach

saving, guaranteed income, budget, nest egg

Everyone's life Journey is unique, and I keep that in mind when providing Financial service.  I believe that building honest & integrity based relationships, along with dedicated personalized concierge service are essential when matching clients with the right financial products, investments & services.


For my clients I use proven finance strategies designed to meet your risk tolerance and stand up against market volatility. And you can count on unbiased recommendations and impartial guidance based directly on your needs and goals.


 A financial, cash flow optimization, or debt reduction plan must reflect the stage of life that you are in: whether purchasing a first home, financing a child's college education, requiring income or planning for retirement.   



Committed to Service

services and planning that I provide. A budget is not judgement. Knowing when its safe to spend and safe to save.

As an Insurance Broker for the last 14 years I am dedicated to learning about your personal goals. Together we will use your goals combined with financial strategies, focused on your specific needs. Every successful financial strategy starts with an excellent client relationship. My mission and values include exceeding my client’s expectations. 


Any plan must also be continually reviewed to measure its achievements against stated goals & ensure the you are comfortable that everything is moving forward according to your goals and plans.


Call me today to find out how I can suggest long- and short-term strategies that will help you realize your financial dreams.

Find out more

Value of Advice

Check out this short sweet and to the point video from Assumption life.  I share their point of view, in the twists and turns of life it is nice to have a go to Insurance advisor that can help navigate these important decisions.

Contact Me

Get Started Today

Financial Cents

3467 Parkview Court, West Kelowna, British Columbia V4T 1B9, Canada

(250) 681-0372

Hours

Monday - Friday: By Appointment

Saturday: By appointment

Sunday: By appointment

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Privacy Policy

I endeavour to maintain the highest standards of confidentiality in dealing with client information and I adhere to the Personal Information and Electronic Documents Act (“PIPEDA”), a federal privacy law.

  1. Accountability – I am responsible for the personal information I receive from my clients and I abide by the principles of  PIPEDA in safeguarding that information in hard copy and computer documents. My employees also understand and abide by these rules.
  2. Collection Purposes, Limitations on Collection, Use, Disclosure and Retention – Any and all identity, health, corporate and financial information is collected and kept solely for the purpose of providing advice and to ensure that any products or services you purchase  through me are provided quickly and correctly. In order to obtain products for you, I  am required to confidentially convey your information to insurers through  wholesale organizations. I only collect and retain information that helps me formulate advice and service  the products you purchase through me. 
  3. Consent – The nature of my work means I must receive and retain a lot of personal information about my clients including health data, financial data and identity verification. I use this information to make judgments about your situation and to identify possible solutions to problems you might have. In becoming my client, and by signing this form, you agree to give me this information, allow me to share this information with relevant financial companies and intermediaries, and you allow me to retain your information in my paper and electronic files for as long as you wish me to be your advisor or as long as I have a business or legal need to retain the information. Should I retire, die or become incapacitated, you allow me to transfer your file information,  including your personal information, to another agent or agency, to continue to service your needs. However, you have the right to choose a different agent if you      wish. You also agree to receive electronic communications or Commercial Electronic Messages (CEMs) from me from me and future agents or agencies.  You may withdraw your consent at any time.
  4. Information Accuracy – I rely on receiving accurate information in      order to make appropriate recommendations. You may review the personal information I retain about you upon request. I may also update the information regularly in an effort to ensure I am making recommendations about your situation based on the correct information.
  5. Safeguards – All the written information I receive from you is either in secure filing cabinets or in password protected computer files. Any computer files stored off site are encrypted or locked. Old files that are discarded are shredded or otherwise completely destroyed. My staff understands the sensitivity of this information and the importance of protecting it.
  6. Questions, Concerns and Access – You may contact me at anytime by telephone, email or letter at the address shown on this page about your files with me and request changes. You may review PIPEDA online at www.privcom.gc.ca. If you have any complaints about my procedures I will investigate and provide  you with a response as soon as practical. A full copy of my Privacy Policy is available upon request.